AgriCredit Solutions V1.0 fs25-mods

Description:

Build now. Pay over time. AgriCredit Solutions adds a comprehensive building-finance system to Farming Simulator 25, allowing you to finance eligible placeable structures directly through Construction Mode instead of paying the full price upfront. **FINANCE DIRECTLY FROM CONSTRUCTION MODE** The standard PLACE option remains unchanged. For eligible buildings, you can instead choose FINANCE and set up an AgriCredit agreement before placement. **Select your down payment, finance term, and plan, then review:** - Down Payment - Financed Amount - APR - Scheduled Payment - Finance Plan Applicable groundwork costs are paid upfront. Once placed, the agreement is permanently linked to that specific building. **KEY FEATURES** Includes traditional and balloon financing plans, multiple terms and down payment options, APR-based financing, automatic monthly payments, manual payments, early payoff options, persistent agreements, dedicated management menu, late fees, collections and cure account systems, financed-building sale settlement, transaction tracking, and multiplayer-aware server synchronization. **MANAGE YOUR AGREEMENTS** The dedicated AgriCredit menu displays each agreement’s status, payment due, APR, remaining payments, outstanding balance, final payment, and current payoff amount. Make manual payments, pay off financing early, or cure an account in collections. **MISSED PAYMENTS & COLLECTIONS** If the farm cannot afford a monthly payment, no partial payment is taken, and the balance is not forced negative. Delinquency progresses through: - LATE 1/6 - LATE 2/6 - LATE 3/6 - LATE 4/6 - LATE 5/6 - LATE 6/6 Late penalties increase from 5% to 30%. If sufficient funds become available, AgriCredit can automatically collect the due payment plus penalties and start returning the agreement to good standing. LATE 6/6 triggers SEVERELY DELINQUENT — FINAL NOTICE, providing one last monthly opportunity before entering COLLECTIONS. In collections, automatic servicing and additional penalties stop. Your building is not repossessed or demolished and remains usable, but the farm cannot initiate another AgriCredit agreement. Use CURE ACCOUNT to pay overdue amounts and penalties, restore the agreement to ACTIVE status, and resume financing. **EARLY PAYOFF & BUILDING SALES** Agreements can be paid off early at any time. Financed buildings can also be sold. Sale proceeds are first applied to the payoff. Any remaining equity goes to the farm. If proceeds are insufficient, farm cash can cover the difference; otherwise, the sale is blocked. **BUILT FOR LONG-TERM SAVINGS** Agreements use persistent placeable identities and retain balances, payments, delinquency, and collections status across save and reload. **MULTIPLAYER** Financial transactions and agreement synchronization are multiplayer-aware and server authoritative. Extensive testing has been completed in single-player; remote multiplayer and dedicated servers have had limited live testing. **VERSION 1.0.0.0** This release has undergone extensive gameplay testing and passed GIANTS TestRunner 0.9.21 — 15/15 modules, no failures. **INSTALLATION** Place FS25_AgriCreditSolutions.zip directly into your FS25 mods folder. Do not unzip. **AGRICREDIT SOLUTIONS** Build now. Pay over time. For bugs or issues, contact JerseyShoreModding on Discord and include your Farming Simulator 25 log file whenever possible.